Types of Information We Collect
“Personal Information” means information that can be directly associated with a specific person, such as gender, birth date, marital status, professional experience, education, or credit card information.
We collect such Personal Information that you provide us in order for us to provide you with our Services. This Personal Information may include: your full name, gender, birth date, place of birth, place of residence, profession and professional experience, social security number, or the Application Information.
We also receive information from Lenders regarding your loan application or loan. Such information may include whether or not a loan has been approved, the amount of the loan, the date in which the loan is granted and additional information regarding the loan.
We may offer the option to use a third party service in order to allow you to obtain Statements (“Third Part Service”). If you choose to use such a third party service, we may also retain the Statements.
In addition, when you use the Site, certain information may be automatically gathered about your computer, browser, operating system, IP address or mobile device.
How we Protect Information
We make efforts to follow generally accepted industry standards to protect Personal Information, both during transmission and once we receive it, including by keeping your Personal Information secure in a combination of secure computer storage, hard copy files and other records. However, you must realize that no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.
We will delete any Personal Information provided to us by a user upon the receipt of a written request by such user. We cannot restore information that we have deleted.
How we Use Information
Please note that we are not a government agency, government organization, financial institution, loan provider or other funding provider. We are a company providing value added services meant to connect small businesses with small business loan providers.
We will provide third party Lenders your Application Information on your behalf for the opportunity to receive a small business loan conditional offer. If you are found eligible for a business loan by several Lenders, you may choose with which Lender(s) you want to complete the process. We are not responsible for any errors in the content you provide to us. The Application Information may include your Statements, if you have used the Third Party Service on our website.
Except as specifically set forth in these Terms, we will not share your Personal Information with third parties without your explicit permission.
We may use Personal Information internally – for example, to help diagnose problems with our servers, to make our Site or Services more useful, or to customize our Site or Services and personalize their content for you.
We may share your Personal Information with members of our corporate family, third party vendors, service providers and Lenders. We may also authorize third party Lenders, vendors or service providers to collect information on our behalf.
We may offer third party products or services on our website. You can tell when a third party is involved in a product or service because their name will appear, either alone or with ours. If you choose to use these products or services, we may share information about you, including your Personal Information, with those partners. Please note that we do not control the privacy practices of these third party business partners. If you wish to no longer allow that third party to use your information, please contact that third party directly.
If you were referred to our Site from another website (for example, through a link), we may share some information about you with that referring website. We encourage you to review the privacy policies of any website that referred you here. Additionally, when you link to one of our partners from our Site, we provide that partner with a unique identifier so they know that you were referred from our Site. This unique identifier will not contain any of your Personal Information.
We may lawfully disclose your Personal Information for purposes other than those purposes for which it was collected and described herein (secondary purpose) in certain circumstances, including where you would reasonably expect us to disclose the information for that purpose. We can (and you authorize us to) disclose any information about you as we, in our sole discretion, reasonably believe necessary or as otherwise permitted by applicable laws, including: when disclosure is required or authorized by or under a competent court, tribunal or regulatory entity’s order; to lesson or prevent serious threat to your health and safety or to public health or safety; to take appropriate action where we have reason to suspect that unlawful activity, or misconduct of a series nature, that relates to our business functions or activities has been, is being, or may be engaged in; to assist another entity, body or person to locate a person who has been reported as missing; for the establishment, exercise or defense of a legal or equitable claim; for the purposes of a confidential alternative dispute resolution process or for one or more enforcement related activities conducted by, or on behalf of, an enforcement body.
Online Links to Other Sites
Use of the Site/Services by Children
You must be at least 18 years of age in order to use the Site and/or Services. We do not knowingly collect personally identifiable information from children under the age of 13. In the event you become aware that somebody under the age of 13 has enrolled without parental permission, please inform us immediately.
Correcting or Updating your Information.
We allow you to view the information you provided during registration and to alter any data, inaccuracies or errors. To request such access, or correct, update, or amend your personal information please contact us at the following email address, postal address or telephone number:
Email address: [email protected]
We will retain your information for as long as your account is active or as needed to provide you Services. If you wish to request that we no longer use your information to provide you Services, please contact us at the email address, postal address, or telephone number listed above. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
We may contact you via phone call (if you have provided us with it), voicemail, email or media messages regarding the Site or Services. We may contact you by the telephone number you provided us even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. If you would rather not receive telephone calls from us, you may change or delete your number from your account preferences page(s), or ask to be removed from our contact list if you receive a call from us.
Other Uses or Transfer of Your Information
We will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity, behavior or digital content of any user suspected to have engaged in illegal or infringing behavior.
We may use subcontractors that are located in countries other than your own, and send them information we receive. All our subcontractors will be subject to non-disclosure and non-use obligations. Nevertheless, some countries may have levels of protection of personal and other information which are not as high as in your country of residence or business.
We may transfer our databases containing your Personal Information if we sell our business or part of it.
Comments, Questions or Complaints